5 Top Money Saving Tips for An Easier Life

We would all welcome the opportunity to make our hard-earned money go further. Fortunately, there is a wealth of information online to help us to do this.

If you are looking for tips on how to save money, then there are many websites that can help you.

The well-known short-term lender Wonga South Africa has a very comprehensive money saver blog post, that lists some 40 ways you can make your money go further. The 40 money saving tips are listed under five different headings: Home, Health, Work, Car and Social Life.

Some of these money saving tips include:


  • Switch off appliances when you aren’t using them. As an example, only have your hot water switched on for the few hours each day when you most need it
  • Make use of energy-saving lightbulbs
  • Insulate your home to reduce energy costs in winter
  • Plan your meals in advance, so you don’t end up buying more food than you need
  • Try switching to cheaper brands – you might find you really like some of them


  • Reduce your consumption of takeaways
  • Drink more water and fewer fizzy drinks
  • Ask yourself if you need your gym subscription – there are cheaper ways of getting fit, such as walking, running and cycling, or buying a few pieces of gym equipment for your home
  • Try very hard to stop smoking


  • Make your lunches at home – it will probably be cheaper than buying them from the local sandwich shop
  • Consider sharing lifts with a colleague
  • Ask yourself if you really need to attend every work-related social event, or whether you really need to stay to the end of the night


  • Can you reduce the number of journeys you make by walking or cycling on shorter journeys?
  • Before you make a car journey, consider if public transport would be a faster and/or a cheaper option
  • Make sure your car has regular maintenance – it should reduce the amount you have to spend on repairs in the long run
  • Consider increasing your excess and fitting a tracking system so you can reduce your car insurance premiums

Social Life

  • Try to make landline phone calls and/or send text messages, rather than making calls on your cell phone. Also, try to make your calls outside peak times
  • Consider exploring your home country when taking a holiday, rather than jetting off abroad every time
  • Try very hard to reduce your alcohol consumption
  • Consider inviting friends to your home for an evening’s socialising, rather than always going out on the town
  • Visit free museums and galleries, as opposed to tourist attractions that have an expensive entrance fee
  • Before you make any sort of impulse purchase, stop and think. Is the item essential, and if not, can you actually afford it?

If your budget each month is tight, then help is at hand – there are some simple ways you can cut your expenditure and make life easier.


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robbert whitticker

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